Jonathan W. Hiltz, CFP®

Hello and welcome to the website for my financial planning practice. I trust that you find it to be informative and useful.

I've spent the past 12 years focused on building long-term relationships with individuals, families and business owners to assist them in achieving their financial goals. In spite of the complexities of the financial world, my approach is straightforward: I want to know where you're at, how you got there, and where you'd like to go. Through insightful questions and attentive listening, I collaborate with clients to determine and clarify their financial preferences, goals and priorities in order to design financial strategies to most efficiently reach those objectives.

Be sure to review our various services and the featured newsletters, which are updated on a regular basis. If you're visiting the site for the first time, please feel free to contact us if you would like more information about a particular service or to schedule a complimentary initial consultation.

For a demonstration of how we can help you or someone you care about better plan for their financial future please click here.

 

 

I am licensed and registered to offer products and services in [ME]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Financial Calculators

Tools to help you estimate answers to common financial questions.

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Learning Center

A library of tools to educate you on a wide variety of financial topics.

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Life Expectancy Calculator

What is your life expectancy?

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Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

Tracking the Rise of Target-Date Funds

Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

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